Topic Lifecycle: Dormant

This topic is currently dormant in the news cycle. It was last covered on Monday 19 October 2026 and has not appeared in recent broadcasts.

Coverage trend (last 30 days)

How much coverage this topic got from each channel over the past month.

On screen

Stills are sampled automatically at 60-second intervals. Where shown, the still is the nearest available frame from the relevant broadcast segment and is included to show what was on screen during that part of the broadcast. A still may not correspond to the exact second of a quoted phrase.

Channel 5, 5 News at Lunchtime, 29 June 2026
BBC One, BBC News at One including, 29 June 2026
Channel 5, 5 News with Dan Walker, 29 June 2026
BBC One, BBC News, 29 June 2026
Channel 4, Channel 4 News, 29 June 2026
BBC One, BBC News at One including, 7 July 2026
Channel 4, Channel 4 News, 27 July 2026
BBC One, BBC News at One including, 3 August 2026
Channel 5, 5 News at Lunchtime, 4 August 2026
BBC One, BBC News at One including, 4 August 2026
Channel 5, 5 News with Dan Walker, 4 August 2026
BBC One, BBC News, 4 August 2026
BBC News, Signed: BBC News at Six, 4 August 2026
GB News, The Saturday Five Extra, 8 August 2026
GB News, GBN Tonight, 10 August 2026
BBC News, 13 August 2026
Sky News, Sky News Today with Gareth Barlow, 13 August 2026
Channel 5, 5 News with Dan Walker, 13 August 2026
BBC One, BBC News, 13 August 2026
ITV, ITV News West Country, 13 August 2026
BBC News, Signed: BBC News at Six, 13 August 2026
Channel 4, Channel 4 News, 13 August 2026
BBC One, BBC News and Weather, 13 August 2026
ITV, ITV News at Ten, 13 August 2026
BBC News, 20 August 2026
Sky News, Sky News Today with Gareth Barlow, 20 August 2026
Channel 5, 5 News at Lunchtime, 20 August 2026
ITV, ITV Lunchtime News, 20 August 2026
BBC One, BBC News at One including, 20 August 2026
BBC News, Signed: BBC News at Six, 20 August 2026
BBC One, BBC News, 20 August 2026
ITV, ITV Evening News, 20 August 2026
Channel 4, Channel 4 News, 20 August 2026
GB News, GBN Tonight, 20 August 2026
BBC One, BBC News and Weather, 20 August 2026
ITV, ITV News at Ten, 20 August 2026
Channel 4, Channel 4 News Summary, 8 September 2026
BBC One, BBC News at One including, 8 September 2026
ITV, ITV Lunchtime News, 8 September 2026
BBC One, BBC News, 8 September 2026
ITV, ITV Evening News, 8 September 2026
Channel 4, Channel 4 News, 8 September 2026
ITV, ITV News at Ten, 8 September 2026
BBC One, BBC News, 16 September 2026
GB News, The Camilla Tominey Show, 20 September 2026
Channel 4, Channel 4 News Summary, 24 September 2026
Channel 5, 5 News at Lunchtime, 24 September 2026
BBC One, BBC News at One including, 24 September 2026
BBC One, BBC News, 24 September 2026
BBC One, BBC News at One including, 5 October 2026
BBC One, BBC News, 5 October 2026
Channel 4, Channel 4 News, 16 October 2026
BBC One, BBC News at One including, 19 October 2026

Recent stories

The latest story timelines linked to this topic, newest activity first.

Updated Monday 19 October 2026

Dormant

Ellie Gould's mother campaigns for compulsory relationships education past 16

Carole Gould, whose 17-year-old daughter Ellie was stabbed to death by her ex-boyfriend, is backing Make It Mandatory, which wants compulsory relationships and sex education to continue past 16.

1 channel

Updated Friday 16 October 2026

Dormant

Unauthorised Absence film spotlights SEND and school attendance struggles

A new short film, Unauthorised Absence, highlights families struggling with school attendance and access to special educational needs support as the government reviews a sharp rise in cases.

1 channel

Updated Tuesday 13 October 2026

Dormant

Clinicians warn screen time in classrooms harms children's health

More than 150 clinicians have written to ministers warning that classroom screen use is harming children's eyesight, speech and language, and calling for a safety review.

4 channels

View all Education stories →

What was reported

A plain summary of this topic, built from the channels that covered it.

On 24 September 2026, 5 and BBC ONE West reported that new vocational GCSEs would be introduced in England from 2029. 5 described the subjects as sitting alongside traditional GCSEs, while BBC ONE West said they would replace some existing BTEC qualifications, including BTEC Level 2. Both channels said possible subjects could include construction and child development; BBC ONE West also listed business management and finance. BBC ONE West reported that the qualifications would be introduced gradually, meet national standards and carry GCSE grades. It said schools already offering vocational learning were interested in the plans but raised questions about how they would work in practice, their value, how robust they would be and how they would be recognised. BBC ONE West also reported that schools were likely to offer only some subjects, specialising where there was local labour market demand, and that mayors and local leaders would help shape provision. It noted delivery could be a practical stretch because of the time needed to plan, secure facilities and recruit staff. BBC ONE West said the Conservatives had warned that Labour's plans could reverse progress on academic standards, while also noting agreement that practical learning mattered.

Key Claims by Channel

Monday 29 June 2026

Claim
Reported by all 3 channels
White working class children are the lowest performing large group in England's education system. Reported by Channel 5 Reported by BBC One Reported by Channel 4
The inquiry recommended a range of measures including expanded apprenticeships, free public transport, childcare, reading fluency, mobile phone restrictions, early years support, and mental health support. Reported by BBC One Reported by Channel 4
Reported by a few · 2 channels
White working class pupils have lower GCSE English and maths attainment compared to other pupils. Reported by Channel 5 Reported by BBC One Not reported by Channel 4
Education Secretary Bridget Philipson said the inquiry 'lays bare the scale of the challenge' and that changes are underway. Not reported by Channel 5 Reported by BBC One Reported by Channel 4
Only on one channel
The inquiry defined white working class as white British pupils receiving free school meals, accounting for around 15% of all pupils. Reported by Channel 5 Not reported by BBC OneNot reported by Channel 4
75% of white British children not on free school meals reach a good level of development by age 5, compared to a lower rate for those on free school meals. Not reported by Channel 5 Not reported by Channel 4
7% of all pupils miss lessons, rising to 13% of white working class pupils. Not reported by Channel 5 Not reported by Channel 4
82% of pupils overall say they are likely to go to university, but just over half of white working class children say the same. Not reported by Channel 5 Not reported by Channel 4
White working class pupils are 24% more likely not to reach the required standard in phonics tests, and this gap increases to about 50% by key stage four. Reported by Channel 5 Not reported by BBC OneNot reported by Channel 4
43% of white working class pupils achieve good grades, and 20% go to university. Reported by Channel 5 Not reported by BBC OneNot reported by Channel 4
The inquiry was led by a multi-academy trust. Reported by Channel 5 Not reported by BBC OneNot reported by Channel 4
Some researchers argue that looking at one group in this way is politically loaded and unhelpful, while others say not focusing on this group could prevent improvement. Reported by Channel 5 Not reported by BBC OneNot reported by Channel 4
Fewer than half of white working class parents communicate regularly with school, compared with almost 70% of non-white working class parents. Not reported by Channel 5Not reported by BBC One
The report is clear that the problem is not about a lack of aspiration from parents or children. Not reported by Channel 5Not reported by BBC One
Bridget Phillipson said that for many young people, the promise that hard work leads to success is a lie. Not reported by Channel 5Not reported by BBC One

Tuesday 28 July 2026

Claim
Reported by all 2 channels
The reforms are modeled on the Greater Manchester Baccalaureate. Reported by BBC One Reported by Sky News
Over one million young people in the UK are NEET. Reported by BBC One Reported by Sky News
The Prime Minister said the education system has focused too much on university, making some young people feel like second-class citizens. Reported by BBC One Reported by Sky News
Only on one channel
Secondary school pupils in England will be able to take vocational subjects like manufacturing and AI alongside core academic subjects from age 14. Reported by BBC One Not reported by Sky News
The Children's Commissioner supported the direction of the reforms. Not reported by BBC One Reported by Sky News
The Conservative Party criticized the plan as not simply ensuring teenagers have work skills. Reported by BBC One Not reported by Sky News
Previous prime ministers have also talked about shifting emphasis away from university education. Not reported by BBC One Reported by Sky News
The Prime Minister could not give a firm date for reducing the number of NEET young people. Not reported by BBC One Reported by Sky News
The new education routes will be designed locally by mayors, employers, and schools with less Westminster involvement. Not reported by BBC One Reported by Sky News

Tuesday 4 August 2026

Claim
Reported by all 3 channels
A record 79% of 15 and 16-year-olds passed National 5 qualifications.
Pass rates increased for Higher and Advanced Higher qualifications.
Reported by a few · 2 channels
Teenage girls sent a campaign video to the Prime Minister about extreme misogyny at school, including a rape list, and the government said it is introducing changes from September to help teachers challenge misogyny. Not reported by Channel 5
A rape list was made by boys at the school. Not reported by Channel 5
Domestic abuse charities warned that normalised extreme views can lead to 13-year-old girls being raped by 13-year-old boys. Not reported by Channel 5 Reported by BBC News
The attainment gap at Higher level is 15.9 percentage points. Not reported by Channel 5 Reported by BBC News Reported by BBC One
Only on one channel
A record number of 17 and 18-year-olds got into university or college. Not reported by Channel 5Not reported by BBC News
A record number of vocational and technical qualifications were awarded. Not reported by Channel 5Not reported by BBC News
Around 148,000 students received their results. Reported by Channel 5 Not reported by BBC NewsNot reported by BBC One
The SQA was scrapped and replaced by Qualifications Scotland. Reported by Channel 5 Not reported by BBC NewsNot reported by BBC One

Thursday 13 August 2026

Claim
Widely reported · 5 or more of 6 channels
The regional gap in top A-level grades reached a record high, with London at 32% and the North East and East Midlands at 23%. Not reported by Sky News
Reported by a few · 2–4 channels
A record 79% of 15 and 16-year-olds passed National 5 qualifications. Reported by Channel 5 Reported by BBC News Reported by BBC One Not reported by Channel 4Not reported by ITVNot reported by Sky News
The attainment gap at Higher level is 15.9 percentage points. Reported by Channel 5 Reported by BBC News Reported by BBC One Not reported by Channel 4Not reported by ITVNot reported by Sky News
A-level entries awarded A or A* rose for a third consecutive year, reaching 28.5%, up from 28.3%, the highest proportion on record outside pandemic-affected years. Not reported by Channel 5 Not reported by ITV
A record 262,820 UK 18-year-olds were accepted onto degree courses, a 3% increase on the same point last year. Not reported by Channel 5Not reported by BBC News Not reported by Channel 4
Universities face financial pressure due to a long-term freeze in tuition fees and fewer international students. Not reported by Channel 5 Not reported by BBC OneNot reported by Channel 4Not reported by ITV Reported by Sky News
Almost 20,000 young people gained T level qualifications, a 65% increase on last year. Not reported by Channel 5 Not reported by Channel 4 Not reported by Sky News
A record number of 18-year-olds secured a place at their first-choice university. Not reported by Channel 5 Reported by BBC News Reported by BBC One Not reported by Channel 4Not reported by ITVNot reported by Sky News
The University of Kent is offering £2,000 per student towards the cost of starting university. Not reported by Channel 5 Reported by BBC News Reported by BBC One Not reported by Channel 4Not reported by ITVNot reported by Sky News
The government is promoting technical education and apprenticeships as alternatives to university. Reported by Channel 5 Not reported by BBC News Reported by BBC One Reported by Channel 4 Not reported by ITVNot reported by Sky News
The Scottish attainment gap narrowed but did not close. Reported by Channel 5 Reported by BBC News Reported by BBC One Not reported by Channel 4Not reported by ITVNot reported by Sky News
Pass rates for Higher and Advanced Higher qualifications increased, though the Advanced Higher rate remained below pre-pandemic levels. Reported by Channel 5 Reported by BBC News Not reported by BBC OneNot reported by Channel 4Not reported by ITVNot reported by Sky News
Only on one channel
A record number of 17 and 18-year-olds got into university or college. Not reported by Channel 5Not reported by BBC News Reported by BBC One Not reported by Channel 4Not reported by ITVNot reported by Sky News
A record number of vocational and technical qualifications were awarded. Not reported by Channel 5Not reported by BBC News Reported by BBC One Not reported by Channel 4Not reported by ITVNot reported by Sky News
Around 148,000 students received their results. Reported by Channel 5 Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4Not reported by ITVNot reported by Sky News
The SQA was scrapped and replaced by Qualifications Scotland. Reported by Channel 5 Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4Not reported by ITVNot reported by Sky News
Advanced Higher pass rate increased but remained below pre-pandemic levels. Not reported by Channel 5Not reported by BBC News Reported by BBC One Not reported by Channel 4Not reported by ITVNot reported by Sky News
The Education Secretary attributed the persistent attainment gap to the COVID-19 pandemic. Not reported by Channel 5 Reported by BBC News Not reported by BBC OneNot reported by Channel 4Not reported by ITVNot reported by Sky News
The Education Secretary said this year's results build on last year's and the trajectory is positive. Not reported by Channel 5Not reported by BBC News Reported by BBC One Not reported by Channel 4Not reported by ITVNot reported by Sky News
Around 40% of 18-year-olds apply to university, a similar proportion to recent years. Not reported by Channel 5 Reported by BBC News Not reported by BBC OneNot reported by Channel 4Not reported by ITVNot reported by Sky News
Tightening of visa rules could lead to a drop of up to 10% in new international students. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4Not reported by ITV
The government increased tuition fees and will provide £6 billion of additional investment over the next five years. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4Not reported by ITV Reported by Sky News
The main body representing universities expressed concern that negative rhetoric about university could deter students from least advantaged backgrounds. Not reported by Channel 5 Not reported by BBC OneNot reported by Channel 4Not reported by ITVNot reported by Sky News
Some universities are under financial pressure, and more places at prestigious universities are being offered on lower grades. Not reported by Channel 5 Reported by BBC News Not reported by BBC OneNot reported by Channel 4Not reported by ITVNot reported by Sky News
Just under a third of 18-year-olds are expected to go to university this autumn. Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4Not reported by ITVNot reported by Sky News
In the West Country, top A-level grade rates varied widely, from 48% in Cheltenham to 14% in Swindon. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4 Not reported by Sky News
There has been a rise in apprenticeships in the region. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4 Not reported by Sky News
UCAS had around 27,000 courses available in Clearing. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4 Not reported by Sky News
More than half of Leeds Beckett University students plan to live at home. Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4Not reported by ITVNot reported by Sky News
The government is running a three-week AI training scheme for 16 to 21-year-olds not in education, employment, or training. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC One Not reported by ITVNot reported by Sky News
Boys outperformed girls at A-level for the second year in a row. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC One Not reported by ITVNot reported by Sky News
Entries for political studies at A-level rose by more than 10%. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC One Not reported by ITVNot reported by Sky News
An estimated 58,000 young people in England will not collect any grades because they have dropped out of education and training. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC One Not reported by ITVNot reported by Sky News
More than 1 million 16 to 24-year-olds are not in education, employment or training. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC One Reported by Channel 4 Not reported by ITVNot reported by Sky News
Engineering and technology, social sciences and law saw the biggest growth in degree popularity. Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4Not reported by ITVNot reported by Sky News
Computing, design, creative and performing arts and language studies saw the biggest falls in degree popularity. Reported by Channel 5 Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4Not reported by ITVNot reported by Sky News
Clearing is open until October. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4 Reported by ITV Not reported by Sky News
The overall increase in 18-year-olds accepted to university was mainly driven by population increases. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC One Reported by Channel 4 Not reported by ITVNot reported by Sky News
At St Brendan's Sixth Form College, the pass rate was nearly 98%. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4 Not reported by Sky News
London had the highest pass rate at almost 72%, while the West Midlands had the lowest at around 62%. Not reported by Channel 5Not reported by BBC News Reported by BBC One Not reported by Channel 4Not reported by ITVNot reported by Sky News
Around 22% of entries were awarded grade 7 or above, with London at 28.6% and the North East at 17.7%. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4 Reported by ITV Not reported by Sky News
Only 21% of 17-year-olds passed the English language resit and 16.4% passed the maths resit. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4 Reported by ITV Not reported by Sky News
Girls had a pass rate of 70.2% and boys 64.4%, the narrowest gender gap this century. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4 Reported by ITV Not reported by Sky News
One employer received 1,800 applications for 15 apprenticeship places. Not reported by Channel 5Not reported by BBC NewsNot reported by BBC OneNot reported by Channel 4 Reported by ITV Not reported by Sky News

Thursday 20 August 2026

Claim
Reported by a few · 2 channels
The gender gap in GCSE results narrowed to its smallest this century. Reported by BBC News Not reported by GB News
Results day for GCSE and level 2 vocational qualifications took place across England, Wales and Northern Ireland. Reported by BBC News Reported by BBC One Not reported by GB News
The overall GCSE pass rate was stable at 67% of grades at grade 4 or C and above. Reported by BBC News Not reported by GB News
London had the highest GCSE pass rate at almost 72%, while the West Midlands had the lowest at around 62%. Reported by BBC News Not reported by GB News
In England, GCSE resits are encouraged but not compulsory, and are linked to college funding. Reported by BBC News Reported by BBC One Not reported by GB News
Pass rates for maths and English resits were down across England. Reported by BBC News Reported by BBC One Not reported by GB News
Some students take functional maths or English before attempting GCSE resits. Reported by BBC News Reported by BBC One Not reported by GB News
A million young adults are not in work, education or training, and were described as a lost generation. Reported by BBC News Reported by BBC One Not reported by GB News
A government report on 16-18 education is expected in the autumn with recommendations. Reported by BBC News Reported by BBC One Not reported by GB News
Only on one channel
GCSE results are available electronically for the first time at about 750 schools in England. Not reported by BBC OneNot reported by GB News
The government hopes to introduce more vocational subjects in the next few years. Not reported by BBC OneNot reported by GB News
Most students still collected their results in person at school. Reported by BBC News Not reported by BBC OneNot reported by GB News
A head teacher said education should focus on social skills, emotional skills, confidence and cultural capital. Reported by BBC News Not reported by BBC OneNot reported by GB News
Business lobby groups said schools should focus on vocational studies and employment. Reported by BBC News Not reported by BBC OneNot reported by GB News
Roughly one in 30 white pupils do not take any GCSE or equivalent qualification. Not reported by BBC NewsNot reported by BBC One
Education experts described the figures as a wake-up call. Not reported by BBC NewsNot reported by BBC One
White working class boys have been at the bottom for over 25 years. Not reported by BBC NewsNot reported by BBC One

Tuesday 8 September 2026

Claim
Reported by all 3 channels
Welsh pupils are falling further behind in maths and remain behind the rest of the UK in reading and science.
Reported by a few · 2 channels
UK students performed well in international Pisa tests for science, reading and maths. Reported by BBC One Not reported by ITV
Global reading standards declined according to Pisa tests. Not reported by ITV
Pisa is an international assessment taken every three years by 15-year-olds to compare education systems. Reported by BBC One Reported by Channel 4 Not reported by ITV
Only on one channel
England's most disadvantaged quarter of pupils score higher than the Welsh average in reading. Not reported by BBC OneNot reported by Channel 4
Wales scrapped school league tables and SATs and introduced a play-based curriculum, while England did the opposite. Not reported by BBC OneNot reported by Channel 4
Wales's weaker Pisa results were partly attributed to its education policies such as scrapping league tables and SATs. Not reported by BBC OneNot reported by Channel 4
Wales is below the average of all 91 countries taking the PISA tests. Not reported by BBC One Not reported by ITV
The UK ranked above the US and all European countries except Ireland and Estonia in reading. Not reported by Channel 4Not reported by ITV
Welsh education minister said there are lessons to be learned from England, particularly on phonics. Not reported by BBC OneNot reported by Channel 4

Thursday 24 September 2026

Claim
Reported by all 3 channels
The government plans to introduce new vocational GCSEs in England for 14-year-olds from 2029 to better prepare teenagers for work. Reported by BBC One
The new vocational GCSEs will sit alongside traditional GCSEs and could include subjects such as construction, business management and child development.
Only on one channel
Education Minister Lucy Powell dismissed suggestions that the new vocational GCSEs are a dumbing down of the education system. Not reported by Channel 5Not reported by BBC One
The new vocational qualifications will replace some existing BTEC qualifications, including BTEC Level 2. Not reported by Channel 5 Not reported by Channel 4
The qualifications will meet national standards and have GCSE grades. Not reported by Channel 5 Reported by BBC One Not reported by Channel 4
Schools that already support vocational learning expressed interest but raised practical concerns about planning time, facilities, staffing, value, robustness and recognition. Not reported by Channel 5 Reported by BBC One Not reported by Channel 4
Schools may offer some subjects based on local labour market demand rather than offering all subjects. Not reported by Channel 5 Reported by BBC One Not reported by Channel 4
Mayors and local leaders are helping shape provision in their areas. Not reported by Channel 5 Reported by BBC One Not reported by Channel 4
The Conservatives warned that Labour's plans could reverse the push on academic standards. Not reported by Channel 5 Not reported by Channel 4

This is a cross-channel consensus summary, not an objective account. Consensus can be uniformly wrong, or omit what only one channel covered.

Timeline

Where this topic appeared. Cells show coverage time and are darker when there was more coverage.

Date Channel 5 BBC News BBC One BBC Two Channel 4 GB News ITV Sky News
Monday 19 October 2026 —— 45s 0.8% —————
Friday 16 October 2026 ———— 4m 44s 9.9% ———
Tuesday 13 October 2026 15s 0.6% ———————
Monday 5 October 2026 — 2m 30s 2.1% 3m 55s 4.0% —————
Saturday 3 October 2026 — 6m 40s 5.2% ——————
Thursday 24 September 2026 12s 0.5% — 6m 50s 4.5% —————
Sunday 20 September 2026 ————— 5m 10s 8.6% ——
Wednesday 16 September 2026 —— 1m 28s 1.5% —————
Tuesday 8 September 2026 —— 6m 10s 7.1% — 5m 1s 9.5% ———
Thursday 20 August 2026 — 7m 28s 8.2% 8m 10s 8.3% —— 6m 40s 7.4% ——
Thursday 13 August 2026 7m 17s 24.1% 7m 6s 14.8% 7m 32s 16.0% — 9m 6s 18.9% — 9m 25s 19.3% 8m 11s 33.6%
Monday 10 August 2026 ————— 9m 5s 12.6% ——
Saturday 8 August 2026 ————— 9m 14s 35.4% ——
Tuesday 4 August 2026 6m 15.1% 13m 42s 14.4% 5m 26s 5.6% —————
Monday 3 August 2026 —— 2m 6s 2.1% —————
Wednesday 29 July 2026 —————— 2m 38s 17.7% —
Tuesday 28 July 2026 —— 2m 14s 3.9% ———— 6m 21s 12.0%
Monday 27 July 2026 ———— 9m 22s 18.9% ———
Tuesday 7 July 2026 —— 2m 57s 4.6% —————
Monday 29 June 2026 3m 28s 10.2% — 6m 19s 6.7% — 4m 36s 9.3% ———